A life insurance medical exam generally involves a blood and urine specimen, blood pressure reading and height and weight measurement. In addition, a series of questions regarding your medical history will be asked. The examiner will ask questions regarding medical conditions, surgeries, medications, or other treatments you may have had. He or she will also ask the names and addresses of physicians and/or hospitals that have treated you.
Other Requirements required to prepare for my life insurance medical exam?
To obtain the best possible results from your life insurance medical exam we recommend you consider the following:
* The best time to take your exam is in the morning.
* Do not engage in strenuous exercise for 24 hours before the exam.
* Get a good night's rest before the exam.
* If possible, fast for at least 8 hours before your exam (12 hours is preferred). You may drink water.
* Drink a glass of water an hour or so before the exam to facilitate obtaining a urine specimen.
* Avoid coffee, soda, tea or other products with caffeine for several hours before the exam.
* Avoid smoking or chewing tobacco for at least one hour prior to your scheduled appointment.
* Avoid alcoholic beverages for at least 24 hours prior to the exam.
* Avoid nasal decongestants.
* Have photo identification available.
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